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Documents needed for a loan

Loan Application Documents to Get Started

  • Copy of your most recent pay stubs covering a 30 day period
  • A copy of your last two years of W-2s
  • Proof of any additional income needed to qualify
  • Copies of most recent two months asset account statements on all accounts including checking, savings, mutual funds, stocks, bonds, 401k, IRA accounts.
  • If you own investment properties, a current 1-year lease for each investment property owned
  • Ratified sales contract, if available
  • If permanent resident alien, please provide copy of green card
  • Copy of Driver’s License
  • Check for application fee

If Applying for a VA Loan

  • Original Green Certificate of Eligibility
  • A copy of your DD 214

Different mortgage lenders may require more or fewer documents. Contact me or First Heritage Mortgage to learn about applying for a loan.